Getting quotes on the internet is easier than ever, you can search for insurance, and you will find hundreds of websites that will provide you with what you need. Keep in mind that there are various life insurance companies in South Africa, so finding the best company and policy for you and your family can be done. Every company has more than one offer; this means that there are plenty of plans and quotes to go through before deciding.

How to get life cover quotes online?

It is simple, search in Google for life insurance South Africa, and you will find a list of sites below to go through. If there are sites that are not a brand name, for instance, Momentum, that website will be able to provide you with more quotes. The reason is that they collect various offers from companies, and provide you with it. This way you will be able to find an affordable life cover with all the benefits.

What is the difference between term and whole life insurance?

If you are looking for a cheap life insurance plan, most people purchase term life insurance. It is less expensive than whole life, but the reason for this is that you and your family are only covered for a specific time, usually in terms between 5 and 30 years. Whole life insurance, on the other hand, is more expensive, but you are covered for your entire life. There are no worries that a time will come and you will not have the necessary finances. It does not matter which option you go with, just as long as you have some protection for unfortunate events like death or disability.

You have to be 18 years or older to apply for life cover, the younger you are, the more affordable your life insurance quote will be. Keep in mind that various factors may increase your premiums like health status and lifestyle choices (smoking, drinking and substance abuse).

Remember, be as honest about your life when applying for life cover. If your life insurance provider finds anything that is not stated within your policy, they can deny or reject any claims. Most companies do require that you undergo a medical examination and if there is anything that you did not state with the broker, they can reject your claim and not be willing to let you apply again.

Nonetheless, it is important to get life insurance, so do the research today and be covered tomorrow!